: A good option if you want a conventional loan from an easy-to-use online lender, but doesn't offer FHA, USDA, or VA loans.Citibank: This bank received decent customer satisfaction ratings from JD Power, but an F in trustworthiness from the BBB.Regions: You might like using Regions, but the bank only has branches in certain parts of the US.USAA: This is a good option for VA loans, but because it only received an A- from the BBB, it might not be as strong an option as Navy Federal or Veterans United.Here are the ones we didn't choose as our favorites: We examined over two dozen mortgage lenders. Other mortgage lenders we considered that didn't make the cut Doesn't accept alternative forms of credit.Ranks below the industry average in the JD Power 2020 Primary Mortgage Origination Satisfaction Survey.A+ rating in trustworthiness from the BBB.The bottom line: US Bank is a good lender if you want to explore your options, because it has a wide range of loan types. You can only become a member of Navy Federal Credit Union if you or your family is affiliated with the military, you are a Department of Defense civilian personnel or contractor, or you live with a Navy Federal memberĬonforming, jumbo, FHA, VA, construction, HELOC, home equity loans, refinance.Limited options for non-military mortgages no home equity loans, HELOCs, FHA loans, USDA loans, construction loans, or reverse mortgages.
The BBB gives Navy Federal an A+ in trustworthiness.Accepts alternative credit data, such as utility bills.High score in the JD Power 2020 Primary Mortgage Origination Satisfaction Survey (Navy Federal doesn't qualify to rank because it doesn't meet certain criteria, but JD Power notes that the credit union would rank highly if eligible).Plenty of options for military members, including VA loans, Military Choice loans, and Homebuyers Choice loans.The bottom line: Navy Federal is a good option for people affiliated with the military overall, but especially if you're searching for a lender that's friendly to people who aren't in the best financial situation - namely, people with low credit scores and little money for a down payment. Conforming, jumbo, VA, Military Choice, Homebuyers Choice, refinance
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